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Changelog

Keep track of every change to the Adatree Banking API

This changelog lists all additions and updates to the Adatree Banking APIs, in reverse chronological order.

March 27, 2026

The following changes have been made for the /adr/banking/arrangements/{cdrArrangementId}/accounts/{accountId} API:

  • Remove default true value on features[].isActivated
  • Add isInstalmentDetailAvailable and instalments fields
  • Add new BankingProductInstalments model
  • Changes to the depositRates[].tiers and lendingRates[].tiers fields:
    • Deprecated minimumValue, maximumValue and applicabilityConditions fields
    • Added new minimumValueString, maximumValueString and applicabilityConditionList fields
  • Changes to the depositRates and lendingRates models:
    • Add new applicationType and applicabilityConditionList fields
  • Changes to the BankingProductRateCondition model:
    • Add new rateApplicabilityType and additionalValue fields
  • Changes to the fees model:
    • Deprecated fields: amount, balanceRate, transactionRate, accruedRate, accrualFrequency
    • Added new fields: feeMethodUType, fixedAmount, rateBased, variable, feeCap, feeCapPeriod
  • Add new enum values:
    • BankingProductFeatureType: EXTRA_DOWN_PAYMENT, FUNDS_AVAILABLE_AFTER
    • BankingLoanAccount.repaymentType: OTHER, UNCONSTRAINED
    • BankingProductCategory: BUY_NOW_PAY_LATER
    • BankingProductFee.feeType: CASH_ADVANCE, DISHONOUR, ENQUIRY, LATE_PAYMENT, OTHER, REPLACEMENT, UPFRONT_PER_PLAN, VARIATION
    • BankingProductLendingRate.lendingRateType: BALANCE_TRANSFER
    • BankingProductLendingRate.loanPurpose: OTHER, UNCONSTRAINED
    • BankingProductLendingRate.repaymentType: OTHER, UNCONSTRAINED

June 19, 2025

  • Remove unsupported DataHolderDiscovery APIs

September 24, 2024

  • Add support for new value digitalWallet on enum BankingScheduledPayment.paymentSet.to.toUType
  • Add support for digitalWallet to BankingScheduledPayment.paymentSet.to

January 17, 2023

  • Add support for accountOwnership to Bank Account list and Bank Account Detail. The value indicating the number of customers that have ownership of the account, according to the data holder's definition of account ownership. Does not indicate that all account owners are eligible consumers. Values are UNKNOWN, ONE_PARTY, TWO_PARTY, MANY_PARTY, or OTHER.
  • Add support for new value DIGITAL_WALLET on enum Payee.type to Payee list and Payee detail
  • Add support for new value digitalWallet on enum PayeeDetail.payeeUType to Payee detail
  • Add support for digitalWallet to Payee Detail
  • Add support for occupationCodeVersion to Customer.person with both basic and detail payloads
    • The applicable [ANZSCO] release version of the occupation code provided. Mandatory if an occupationCode is supplied. If occupationCode is supplied but occupationCodeVersion is absent, default is ANZSCO_1220.0_2013_V1.2
    • Values are ANZSCO_1220.0_2006_V1.0, ANZSCO_1220.0_2006_V1.1, ANZSCO_1220.0_2013_V1.2, or ANZSCO_1220.0_2013_V1.3. Default value is ANZSCO_1220.0_2013_V1.2.
  • Add support for industryCodeVersion to Customer.organisation with both basic and detail payloads
    • The applicable ANZSIC release version of the industry code provided. Should only be supplied if industryCode is also supplied. If industryCode is supplied but industryCodeVersion is absent, default is ANZSIC_1292.0_2006_V2.0.
    • Values are ANZSIC_1292.0_2006_V1.0 or ANZSIC_1292.0_2006_V2.0. Default value is ANZSIC_1292.0_2006_V2.0.

January 1, 2023

  • API Changelog created